Services

mhj3.com
Managing Investing Judgment
Since 1989

The health, the productivity, the success, and the duration of both business and personal relationships are determined by the quality, the integrity, and the consistency of knowledgeable and respectful discussions, equally beneficial conclusions, and honorable, skillful, and timely execution of mutual understandings and agreements.

Absent these vital considerations, the soul and the substance of both business and personal relationships are doomed; merely selfish, empty, wasteful, meaningless, and ultimately destructive trivialities. mhj3

Allocation Table Matrix & Buy/Sell/Hold Model Portfolio Template Subscribers:

Opinion & Software

What you need to know, think about, do, have, use, forget, and avoid to invest wisely; the what, when, why, how, and what ifs of investing in detail.

mhj3.com Investing Philosophy

Investing Principles & Perspectives

Budget, Investment & Financial Planning Software

Define, modify, and manage the savings and investing tasks at hand; a walk in the park, just a bump in the road, or climb Mt. Everest.

Investment Portfolio Management Software

Create, manage, modify, monitor, measure, process, and maintain structurally sound and Competitive investment portfolios.

Investment Portfolio Performance Calculator Software

Generate GIPS methodology compliant Modified Dietz, Modified Dietz Geometric Linking, Large Cash Flows Geometric Linking, and Daily Valuation portfolio performance calculations; individual, selected, or global investment portfolios.

Underperform/Outperform

The investing performance facts are that most investment advisors, money managers, mutual funds, and hedge funds (with exponential increase in investment risk and, more often than not, no increase in investment performance), and almost all individual investors underperform most market indexes most of the time.

Knowing that past performance is not an indicator of future investment results, most advisors, managers, and investors:

• Build their investment advising and investing performance cases by defiantly applying flawed investing concepts such as Modern Portfolio Theory, the Olestra™ of advising and investing, and all of its illegitimate relatives — Monte Carlo Analysis, Efficient Frontier Analysis, Beta, Brinson's Asset Allocation, Pie Charts, VaR, Sharpe Ratio, and a distant relative, Technical Analysis (cannot be the sole/primary basis for investment buy/sell/hold; but, worth a glance to reconcile and to resolve the discrepancies between what you think you know with what you actually see, what the markets are 'telling' you as part of the indispensable ongoing disciplined investment selection and investing management decision making, action taking processes); little or no investing judgment or skill is required — just scan, sort, pick, retrieve, view, print, present, and hope that the investing past will somehow become the investing future.
• Stubbornly use investing software tools that base all calculations, conclusions, and projections on past investment performance data; investing hindsight is neither investing insight nor investing foresight.
• Exacerbate the investing under-performance problem by settling for investment advising and investing performance mediocrity; unmanaged investments, an investing out-performance oxymoron.

The opportunities for achieving investing performance excellence have never changed, will never change:

• Traditional core investments, due diligence, attention to detail, suitability, patience, value, a 'sense' of the markets, and a forward-looking investing style.
• Investment management; skilled, knowledgeable, active, disciplined investment management — the weakest or completely missing investing performance links for most investment advisors and almost all individual investors.
• Investment planning software, portfolio design, management, and processing software, and performance measurement software tools to convert rhetoric into results — the investing performance edge.

mhj3.com is intended to help advisors and investors apply concepts and use investing software tools that actually do determine investing outcomes to achieve investing performance excellence.

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