Assets, Liabilities, and Net Worth/Cash Flow/Balance Sheet Period Analysis reports intentionally have a 'forensic' look to them in that the detail of cash flows and the basis for change in asset and liability compositions are transparent and easily detected from one user selected analysis period to the next user selected analysis period.

Rather than seeing just the total change in the valuation of an asset or liability from one user selected period to another, Home and Home - Improvements, Business and Capital - Business, and IRA and IRA contributions/Distributions, for example in the illustrations above, are broken out and listed as they are made to facilitate cash flow analyses. Contribution increases the Asset value and is shown as a Budget Expense and a Distribution reduces the Asset value and is shown as Budget Income in the periods taken.

Details of Shortfalls may be analyzed by first printing selected period Balance Sheet/Net Worth/Cash Flow Period Analysis reports and, if more detail is required, print the Income, Expenses, Assets, and Liabilities reports.

Net Budget is added to/deducted from Prior Savings & Income.

Prior Savings & Income is a clearing account asset to which and from which all cash flows are applied. The account has an optional user entered interest rate. When Net Budget has a shortfall or when a new asset is acquired, the net is deducted from Prior Savings & Income. When Net Budget has a profit or when a new asset is sold, the net is added to Prior Period Savings & Income.

Exclusions are entries checked to be excluded from an analysis to see impact on cash flows and capital accumulation.

Details of Shortfalls may be analyzed by printing Balance Sheet/Net Worth/Cash Flow Period Analysis for selected periods.

Explanation of reports may be seen @: Budget, Cash Flow, Balance Sheet Report.