Nothing Learned the Hard Way, Do It Right the First Time Investing
What you need to know, think about, do, have, use, forget, and avoid to advise effectively and to invest wisely; the what, when, why, how, and what ifs of investing in detail

Where you are trying to go — Investment Planning: Investor's CalcStation | How you are going to get there — Portfolio Management: Investor's WorkStation | How well you have done — Modified Dietz Performance Calculator: PerfCalc | What you need to think about, know, do, have, use, forget, and avoid — Investing Principles and Perspectives: In My Opinion | Home | Contact Us | Free 30-Day Software Trials | Prices/Order

Learn:

How to select the correct bond, the correct quality, the correct quantity, and the correct maturity at a competitive yield and reasonable cost.

Equity and mutual fund investment selection and management disciplines, rules, and procedures.

How to create, manage, modify, monitor, and measure an investment portfolio.

How to keep your investment portfolio structurally sound and competitive all of the time to build and to protect capital.

General Information

mhj3.com: Home

  • Visit mhj3.com to learn more about us.

Questions: Contact Us

Number: Up to Ten Participants

Fees: $2,000.00 per person/couple; minimum $6,000.00

Length: Typically a long weekend; Friday to Sunday. Other days or more days (at mutually agreed upon increase in fees based on specific needs and time.)

Location: Your home, your business, or a place of your choosing at your expense, if any.

Equipment: Your computers and my software and EBooks.

Dress: When possible, casual (it's Bermudas, Hawaiian shirt, and sandals for me; except for occasions when I want to dress up and then I wear tennis shoes.)

Seminar Includes: Just Say "No" to Bond Mutual Funds and The almost Perfect Investor (EBooks), Investor's CalcStation Software, Investor's WorkStation Software, Portfolio Performance Calculator.

Outline of possible topics:
The Problem: Investment Issues
You, Unique You, Your Investment Principles, Your Investment Disciplines, Your Investment Approach,  Your Current Investment Portfolio, The Investment Problem, Mattress Saving & Investing, Durable Goods Investing, Savings Accounts & CDs, Financial Markets, Financial Markets Cycles, Financial Markets Performance, Financial Markets Risk, A Simple Plan, Investment Management Basics, Taxes & Inflation, The Rule of 72, The Sooner You Start, The Better, Whose Money?, Questions, Questions, Questions, Wall Street, Investor & Advisor Relationship, Your Advisor, Your Advisor’s Skills, Stockbroker, Registered Investment Advisor Certified Financial Planner, The Good Times, Investment Slamming, That Time Of The Month, Managed Money, Investment Analysts, Advisors, Money Managers, Their Performance, Analysts, Investment Plan, You, The Stock Market, And No Plan!, Investment Planning Reports, Past Performance Is No Guarantee Of Future Results, A Bit More About Beta, The Modern Investment Advisor, Investment Strategies, Asset Allocation, Investment Pyramid, The Myth, Protecting Profit, Interest Income, Dividends, & Capital Gains, Taxable and Nontaxable Investments, Annuities, The Ultimate Insult To Investor Intelligence, Margin, Liquidity Monthly Statements, Investment Timing, Investment Commentary, Market Forecasting Made Easy, Investors Say The Damnedest Things, Wall Street Says The Dumbest Things, How Much Risk, Contrarian vs. Contrary, Eight Investment Sins, Currency Risk, Herd Effect, Investments, Investment Opinions & Investment Choices, Investment Success, Investment Opportunities, Investment Selection & Portfolio Management, Bonds, Bonds, Historical Performance, Taxable Bonds Or Tax-Free Bonds, Equities, Equity Investment Selection, P/E Ratio, Dow Jones Industrial Average, Equity/Stock Market Valuation, Stocks for 2000, Accumulate/Distribute vs. Buy/Sell, Dollar Cost Averaging, Speculation, Options Naked Options, Covered Call Writing, IPOs/Syndicate/ Principal/ Proprietary Products/Secondary, Technical Analysis, Trading, Mutual Funds, Bond Mutual funds, The Evolution Of Bonds & Bond Mutual Fund Products, Individual Bonds & Equities vs. Mutual Funds, Tax-Managed Equity Funds, Index Funds, Average Investment Return s Vs. Actual Investment Returns, Accidents Waiting To Happen, Either Or Vs. And, No, Central Asset Accounts, Money Market Accounts, Commissions, No-Load, Wrap Fees, Performance Compensation. 
Bond Investment Selection & Management
Bond Investment Selection & management, Bonds, The Ideal Investment, Bonds, Where & What To Look For, Bonds, A Contract, Yield To Maturity, The Key To Understanding Bond Pricing And Bond Price Changes, Bond Price Volatility And Principal Fluctuations, The Bond Investment Dilemma, Bond Price Volatility As Interest Rates Change, Bond Price Volatility, Duration, Bond Price Volatility Par, Discount, Premium, Basic Pricing Situations, Bonds, The Complete Interest Rate Cycle, Bonds, Maturity, Bonds, The Yield Curve & Managing The Yield Curve, Basic Yield Curve Configurations, What To Do And Why, Interest Rates, Bond Types, Bonds, Accrued Interest, Bonds, Taxable Or Non-Taxable, Bond Quality, Bonds Summarized, Bond Selection & Portfolio Management, Bonds, Historical Performance, Bonds, A Story, Bonds, Making Portfolio Changes, Bonds, The Mission Statement, The Acid Test, Bonds, The Start, Enhancements, The Master Strategy, Optimum Solutions, Strategic Changes, The Correct Bonds, Bond Quality, The Correct Bond, The Correct Bond Maturity, Building Your Bond World Your Bond World, The Yield Curve Yields, Price Fluctuation, Competitive Yield, Reasonable Cost, The Moment Of Truth, The Rules Of The Game, "Buy Hold, & Forget," Not Competitive, "Managing The Yield Curve," Competitive, Bonds, Where & What To Look For & How To Buy, Bond Mutual Fund Evaluation, Bond Fund Faults, Bond Mutual Fund Analysis, You Are In Control.
Equity Investment Selection & Management
Equity Investment Selection & Management, Investment Sectors, Investment Industries, Investment Categories, Computer Systems, Companies, Fundamentals, Earnings Ability And Quality, Change, Equity Ownership, Exchange, Management, Capitalization, Presence, Idea Makes Sense, Belief In The Idea, Price, Price Performance, Technical Analysis, Buy/Sell, Equity Selection & Management, Utilities & REIT’s, Large Capitalization Equities, The Best Of The Best, Relative Strength Investing Dow Dividend Theory, Single Best Ideas, Investing For Growth, Investing For More Growth, Bad News Bears, Transportation, Small & Mid-Capitalization Equities, Special Situations, IPOs, Aggressive Equities, Equities, The Conclusion.
Portfolio Management
Portfolio Management, Portfolio Management Investment Policy, Portfolio Management Investment Platform, Investor’s WorkStation, Investor's WorkStation Portfolio Analysis, Twenty-two Core Input Categories, Investment Goal Analysis, Investor's CalcStation Illustration, Inflation Rate And Investor's CalcStation, Primary Investment Sectors, Capital Distribution, Investment Matrix, The Investment Distribution Allocation Weightings Table, Advisor Databases, Investment Weighting, Diversification, Allocation, Rebalance, Reallocate, Replace Investments, Price Management, Quality, Time, Investment Strategies, Investment Timing, Stock Market Indicators, Investor’s Current Investment Portfolio, Suitable Investments, Price Momentum, Mutual Funds, Performance Review, Investor Risk & Investment Objectives Profile, Investment Selection & Management. 
Building an Investment Portfolio
Building A Portfolio, Where We Are Trying To Go, Samples of Investor's CalcStation Reports, How We Are Going To Get There, Samples of Investor's WorkStation Reports, Discussion, Creating Your Own Portfolio, The Goal Accomplished, In The Future.